The holidays are coming but thanks to the financial crisis the attitude in the majority of households is not as festive as it used to be. People tend to spend more during the festive season, but this year it's definitely the family budged which comes first. To have a good holiday time and keep your spendings within the limits here are some useful tips to follow: - When you want to impress your special ones you can be generous without spending excessive amount of money. We all know that expensive gifts are great, but only when they are right. Imagine giving away a few hundred dollars for something that your family member or loved one won't like. It would be much better if you'd made something on your own. Handcrafted gifts may look not as classy but they sure express your feelings and love way better than a cold fabricated gift with a heavy price tag. See what you can make with your own hands: it can be anything from handcrafted purses and mittens to home-made candy. Remember that holidays are all about the festive and loving atmosphere in the house and if you are able to create such an atmosphere your Christmas will be just great regardless of how much money you spend. - Another way to keep your holiday expenditures within the budget and make the recipient happy is gift cards. They help you stay within limits and give you a great degree of flexibility. The recipient will be able to use the gift card for getting what he/she really wants and save you time on thinking about the present. Besides, many online stores provide great offers and incentives on gift cards during the holiday seasons, which mean you'll be able to provide your special one with a more expensive gift for less money. Make sure to check with online stores you have bought from before — some of them may provide bonus values to constant clients. Don't hesitate about taking advantage of these offers! - If you're spending your holidays at home, which will save you a lot of money on traveling, there are also some useful tips on minimizing your bills during the season. Keep your holiday lights on only when it's needed, no one will watch them when your family is sleeping, but leaving them on will result in a considerable surplus in your bills. If using electric heaters, it's wise to keep only a couple of rooms heated instead of the whole house. In case you have a fireplace it is a great alternative to electric heaters but make sure it's functioning properly and don't leave the fire when no one is around. - Maybe it's not the most popular option, but you can also consider getting a payday loan. Some extra hundreds of dollars will sure make a good addition to your festive season, and you can pay it off from your next paycheck. A good solution when you need a little extra cash.